After the Accident
1. Get legal advice. Call a lawyer. While it is true that "No-Fault" laws require a serious injury-you won’t be allowed to sue for bumps and bruises-let a professional evaluate your claim. Lawyers generally don’t charge for those inquiry calls.
2. Notify your own insurance company. You should call your insurance agent and follow up in writing with a letter-save a copy. Send it certified, return receipt requested. Save the green signature card that comes back to you after the letter is delivered to prove it was received.
In your letter, state the date and place of the accident; who was driving; and a general description of the damage to all involved vehicles, and the names of the injured.
3. Follow up photos: Take pictures of your injuries. Wear plain, non-provocative clothing. It is often a good idea to have the injured person close their eyes when the shutter is snapped.
